You have the opportunity to own a brand new townhome in Billings, Montana.

Through the 2026 Co-Purchase Program, select Annafeld townhomes built by McCall Homes are available with down payment assistance in partnership with Trust Montana.

Here’s what that means and how it works. 

APPLY HERE

What is Trust Montana?

Trust Montana is a Community Land Trust focused on long-term housing accessibility across Montana.

Their approach is simple: You purchase the home. They retain ownership of the land.

Because the land cost is removed from your purchase price, the overall investment is lower. That changes what’s possible for many buyers.

Why does this matter?

Land is one of the largest costs in real estate.

By separating the land from the home, this model can mean:

• A lower purchase price

• A smaller down payment

• More attainable monthly payments

And instead of renting, you begin building equity in a home that’s yours.

Are these still McCall Homes?

Yes! These are brand new McCall Homes townhomes in the community of Annafeld, in Billings Montana. They are:

• Energy efficient

• Thoughtfully designed

• Low maintenance

• Built with the same care and standards as the rest of the neighborhood. 

The only difference is how the land is structured!

Who is this designed for?

This opportunity may be a strong fit if:

• You have steady income but want a more attainable purchase price

• You’re ready to own instead of rent

• You plan to live in the home as your primary residence

These 4 homes are not designed for investors. It’s built for people ready to own!

What happens when I sell?

The Community Land Trust model includes a resale formula.

You build equity over time.

The formula helps keep the home accessible for future buyers as well.

Trust Montana will walk you through that structure during the application process so you fully understand how it works.

How do I apply?

Eligibility and applications are handled directly through Trust Montana.

They will guide you through:

• Income requirements

• Financing steps

• Documentation

• Approval process

You can review full program details and begin your application by clicking HERE.