At McCall Homes, we understand that high interest rates can sometimes be standing in the way of potential homeowners wanting to take the next step in their homebuying journey, so for a limited time, we are partnering with our preferred lenders to offer an incredible Year-End Incentive, allowing you to save big on your new home. With our special 2/1 Buydowns or our Lifetime Buydown of 1%, you can potentially save up to $538 per month on your home. These incentives are available for standing inventory homes only that are under contract at the listing price before December 1st, 2023, so don’t miss out on this opportunity to secure your dream home with these remarkable savings just in time for the Christmas season. 

Unlock your savings with our Year-End Incentive

Our Year-End Incentive is designed to help you get the home you’ve always wanted while easing the financial burden. First, you can expect a mortgage buydown that can significantly reduce your monthly mortgage payments, making homeownership more affordable, especially when interest rates are high. With our buydown options from McCall Homes, you can enjoy the following benefits:

• McCall Homes will contribute funds to an escrow account, which will subsidize your loan during the first few years of your mortgage. 
• During the first year, you’ll benefit from a 2% interest rate reduction, followed by a 1% rate discount for the second year. This translates into substantial savings on your monthly mortgage payments. 
• After the buydown period expires, you’ll have the opportunity to refinance your mortgage to potentially secure an even better rate, ensuring that your homeownership journey remains financially manageable. 

Closing costs can also be a significant financial hurdle for homebuyers, typically ranging from 3% to 6% of the loan amount. These costs encompass various fees associated with your home purchase, such as mortgage origination, real estate commissions, taxes, insurance premiums and title and record filings. To ease your financial burden, McCall Homes is offering a solution. We can provide you with an amount to help cover a portion of your closing costs. This not only reduces the upfront cash needed to enter homeownership but also ensures that you can embark on your journey without being overwhelmed by these expenses. 

Find your ideal home

With a number of exceptional new homes in Billings available with this incentive, potential buyers can easily find their dream home. Located in our Annafeld new home community at 1876 St. Paul Lane in Billings is a beautiful two-story home featuring The Bridger floor plan and boasts 3 bedrooms, 2.5 bathrooms and 1,928 square feet of living space for new homeowners to personalize. As soon as you enter this new home in Billings for the first time, you’re welcomed into the stunning open-concept kitchen, dining and living area where you’ll be immediately struck by the spaciousness and natural light that fills the entire first floor. Upstairs, you’ll find an additional living area as well as the three bedrooms, each with generous closet space, and the two full bathrooms, including the owner’s suite with its own private bath. The home’s thoughtful design and modern amenities make it the perfect place to call home in Billings, so don’t miss out on the opportunities to make this stunning property your own with this incredible Year-End Incentive available. 

Act now and secure your new McCall home

At McCall Homes, we understand the importance of making homeownership a reality for our valued customers. With our Year-End Incentive, you can save big on your new home, with the potential to reduce your monthly mortgage payments by up to $538. Don’t let high-interest rates hold you back—take advantage of this limited-time offer and invest in your future. If you’re ready to take the first step toward securing your dream home, don’t hesitate to reach out to us today by calling (406) 719-1330 or filling out our online form. 

*Interest rates are based on loan-to-value ratio, loan amount, and credit score. Loan programs, rates & costs outlined above are subject to qualifying requirements, assume owner-occupancy, fully documented income and assets, FIC0>=740, and no prior foreclosures, bankruptcies, or delinquencies. This is not a commitment to lend. Rates are subject to change daily without notice - call for current rates.